With many lenders promising the lowest rate, we go a step farther: We Guarantee It! CLGroup can offer rates far below our competition. More importantly, we put all our rate quotes to ensure that the rate we promise-is-the rate you get. No tricks, catches, gimmicks just the lowest rate available in the nation today! Mortgages available for international investors available.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NEED A MODIFICATION OF YOUR MORTGAGE ?

 

 

New Refinance Assistance Programs

 

Several programs have been established to help homeowners refinance their mortgage and take advantage of today's historically low rates. Prior to this year homeowners with negative equity, bad credit or income issues may not have qualified. Now several programs exist in helping homeowners lower their payment and rate.

 

Mortgage Loan Modification Programs

 

Homeowners behind on their mortgage or experiencing a financial hardship may not qualify for a refinance. Many may qualify for a Loan Modification. 

 

A Loan Modification is described as a modification to an existing loan made by a lender in response to a borrower's long-term inability to repay the loan. Loan modifications typically involve a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default.

 

 

 

 

 

STOP FORECLOSURE

 

If you miss your mortgage payments, you may lose your home through foreclosure. Your lender can use foreclosure as a legal means to repossess your home. If you owe more than your property is worth, a deficiency judgment is pursued. Both foreclosures and deficiency judgments have a negative impact on your future credit. You should avoid foreclosure if at all possible. Need to stop foreclosure? We can help if you are facing foreclosure on your home in SOUTH FLORIDA. 

 

• Proven track record of successfully closed short sale transactions.

• Even Realtors call us for help.

• Full-time, dedicated, experienced short sale negotiator and transaction manager.

• Our short sale services will cost you no money.

• Our attorneys are ready to assist in completing your short sale with no fees charged to you.

• To date, we have helped over 1,000 homeowners.

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SHORT SALE SOLUTIONS

 

WHAT IS A SHORT SALE?

 

A short sale occurs when a property is sold for less than what is owed. The lender holding the mortgage agrees to take less than the mortgage payoff amount.

Many people are finding themselves in a situation in which they are unable to afford their mortgage payments. In this instance, a short sale may be a good alternative to a foreclosure.

 

WHY CHOOSE A SHORT SALE?

 

Being proactive in resolving the matter is usually much less stressful than just letting a foreclosure happen.

Can be less damaging to one's credit than a foreclosure.

May be able to delay or stop your foreclosure/sheriff sale.

You are generally allowed to stay in your home until the short sale process is concluded.

You may qualify with your lender to receive relocation money.

Let us do ALL the work for you.